1 - 8 ounce package of cream cheese 1 - 16 ounce container of light sour cream 2 - ounces of grated sharp cheddar cheese 1 - bunch of green onions chopped 1 - small can of sliced black olives 1 - large tomato finely chopped 1 - 16 ounce can of refried beans.
Layer half of everything in this order: cream cheese, light sour cream, refried beans, cheese, onions, olives, tomato and salsa. Repeat with other half. Serve with tortilla chips.
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